Print

Newsome Chevrolet Financing

Welcome to the Newsome Chevrolet  Finance Department. Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

Florence Car Loan

For New or Used Car Loan or Leasing Questions Call: 843-662-8711
Get a Free Florence Car Loan Quote- Good and Bad Credit Accepted! Newsome Chevrolet helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at Newsome Chevrolet help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Newsome Chevrolet works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!

Lease vs. Buy

Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.

Learn from our trained finance staff about financing your next vehicle.

We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!



Protect your Investment

We Also offer State-of-the-Art products for the after sale to protect your investment.  All of the following products are available through our Finance Center:  For more information contact Rusty Jackson at 800-811-2165 or email rusty.jackson@newsomeautomotive.com
___________________________________________________________________________________


ResistAll® is the leader in professionally applied and warranted automotive protection products.
ResistAll® Family of Products
~ Exterior Paint Sealants
~ Interior Fabric Sealants
~ Interior Vinyl & Leather Sealants
~ Rust Inhibitors
~ Undercoating & Noise Inhibitors

___________________________________________________________________________________


The R.O.A.D. InTire program is a comprehensive tire and wheel repair and replacement guarantee. Coverage is not pro-rated, it is less expensive than traditional road hazard coverage - and there are no limits to the number of claims you can make on their tires. All replacement tires purchased are covered for the term of the contract.

___________________________________________________________________________________


TotalCare™

TotalCare™, our signature product, covers all mechanical and electrical components in a vehicle, except those specifically identified in the service contract as not covered (for example, maintenance parts, such as fuses and wiper blades). Your dealer can provide details on specific coverage options.

TotalCare® Vehicle Service Contracts (VSC's) deliver a "like new" worry free driving experience for owners of both new and previously owned automobiles and recreational vehicles.

Detailed coverage information is also contained in your vehicle service contract. We highly recommend you review and compare your coverage. Get covered.™ Get EasyCare®.

TotalCare covers major vehicle component groups including: For Total Care Coverage package Click Here.

Engine ~ Transmission / Transfer Case ~ Drive Axle ~ Suspension ~ Steering ~ Air Conditioning ~ Heating ~ Braking System ~ Electrical System ~ Fuel System ~ Cooling System ~ Seals and Gaskets ~ Taxes and Fluids ~ High Teck / Convenience Group ~ Miscellaneous

Additionally, TotalCare coverage includes the following benefits:

  • Rental Car Reimbursement
  • Towing Reimbursement
  • Trip Interruption Expenses
  • Wheel & Tire Road Hazard Coverage
  • Roadside Assistance
  • Transferable to Subsequent Owner
  • Renewable
*Ask About Easy Care's Other Care Packages such as Stated Care Package.
Contact Information
Submit

Financing Navigation

Contact Information

Newsome Chevrolet

2199 David McLeod Boulevard

Florence, SC 29501
workSales:
800-811-2165
serviceService:
800-811-3413
partsParts:
888-662-8711

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

pause

Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.